Home Loans North Dakota

Wish to avail full financing on your home purchase?  USDA home loans North Dakota provides 100% financing for home buying. You can also include the closing costs into the home loans, which means you have an even better chance of owning a home.

Select a property located within a USDA approved area and qualify to the income guidelines, that’s all you have to worry about. USDA home loans are specially designed for low income groups and it has helped millions of people to relocate and buy homes. So why not take advantage of the most affordable home loan option in North Dakota? Call us and we’ll provide you all the information regarding USDA home loans North Dakota.


North Dakota is home to 739,482 people approximately, accordingly to United States Census Bureau. North Dakota was the 39th state to be admitted to the Union. The largest city in North Dakota is Fargo. This is the 19th most extensive and 4th least populated as well as 4th least densely populated states in U.S. this state is nicknamed as the Peace Garden State.

Quality of Life

According to Forbes.com, “North Dakota has boasted the country’s most robust economy over the past five years. It is tops for job growth (3.9% annually), income growth (3.6%), gross state product growth (9.5%) and unemployment (3.4% average).”

North Dakota is not a very populated state. Agriculture is one of the main contributors of the state’s economy. Having lower than average crime rates, this is a very safe place for living. The state boasts of a well-rounded education system. About 66% of families in North Dakota have their own homes. If you wish to join them, you have the lucrative option to buy a home with help of USDA home loans in North Dakota.


North Dakota is home to 5 tribal community colleges, 11 public colleges and universities and 4 private schools. University of North Dakota and North Dakota State University are the largest institutions located in North Dakota.

Job and Business Opportunities

The economy of the state is primarily dependent on agriculture and the other contributors are food processing, petroleum and technology. ND is the fastest growing state based on GDP and the per capita income was $50,899 in 2013, which is the 16th highest in the country. North Dakota is the only state that has a bank of its own – the Bank of North Dakota.

  • Unemployment Rate: 3.3%
  • Job growth in past 1 year: -0.14%
  • Project job growth next 10 years: 36.42%
  • Median income of household: $43,131

Facilities and Local amenities

There is an abundance of local facilities and amenities and these include coffee shops, recreational areas, restaurants, libraries, day care centres, etc. There are many interstate highways, airports and bus services provided by Jefferson Lines and Greyhound.

There are a number of health care centres which provide excellent treatments for the people who are ill. There are about 52 rural health clinics, 44 hospitals, and 80 nursing homes. This shows the medical system of the state is very good.

Crime Index

Annual crimes per 1,000 residents is 23.64

Property and home values

The median home value in North Dakota is $193,300.

Get 100% Financing for Buying Your Dream Home with Help of USDA Home Loans North Dakota

Worried about closing costs and mortgage insurance? You don’t need to. USDA home loans North Dakota allows you to include the closing costs within the loan amount and you can also urge the seller to contribute towards the closing costs. The mortgage insurance is very low, so it hardly affects the monthly payments.

Have a decent credit score (ideally 640 or above) and qualify to the income guidelines and you are ready to apply for the USDA home loans. To know more about the zero down payment and 100 financing providing USDA loans, connect with us today.