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Do I have to be a first time home buyer to qet a USDA Home Loan?

You do not need to be a first time home buyer, however, the new home must be your primary residence.

  • If you currently own a stick built home and want to upgrade to a new home, there are certain parameters that must be met to obtain a USDA Home Loan.
  • If you currently own a mobile home or manufactured home and classified as personal property, you may still be eligible to obtain a USDA Home Loan to purchase a stick built home.